Salaried vs hourly contractor — the math gap
A salaried Canadian employee gets paid for vacation (typically 2–4 weeks) and statutory holidays (typically 9–11 days, depending on province). An hourly contractor at the same posted rate is only paid for hours actually worked. To net the same annual income, the contractor needs to charge ~10–15% more per hour. The calculator shows both numbers so you can see the gap directly.
Standard workweek by Canadian context
- Federal civil service / many unionised public-sector roles: 37.5 h
- Most private-sector salaried jobs: 40 h
- Trades, manufacturing, hospitality: 40 h with overtime over 8/day or 40/week
- Some EU-style consulting / professional roles: 35 h
What gross pay misses
The annual figure is pre-deduction. Statutory deductions in Canada typically clip 25–35% of gross for middle-income earners (federal + provincial income tax + CPP + EI). Benefit deductions on top — pension contributions, health/dental premiums, group life — come out of gross too. For after-tax take-home, use a payroll calculator that factors in your province and TD1 declarations.